AGI7 Privacy Policy
At AGI7, our primary mission is to safeguard and enhance the well-being of individuals and their financial stability.
By engaging with our services, whether through utilization, access, or interaction, you are not only acknowledging our Terms of Service but also granting your consent to the information practices that we have detailed and hyperlinked within our platform.
Terms and Definition
In the context of AGI7, the following terms and definitions apply:
“AGI7“, “us”, “our”, or “we” refers to AGI7, its associates, and affiliates. It is important to note that these terms do not encompass our parent company, AGI7, or any of its subsidiary companies.
“Information practices” encompass the various aspects of handling personal information, including but not limited to its collection, use, disclosure, sale, sharing, and retention.
The “Privacy Policy” denotes the comprehensive disclosure presented here and our linked privacy disclosure, which is incorporated in its entirety by reference.
“Services” pertain to our information practices when you engage in the following activities:
Visit or interact with our online platforms, which may be referred to as “websites” or “sites.”
- Apply for or acquire a product or service through our organization.
- Receive or respond to electronic communications, such as emails, from us or our collaborative partners.
- Utilize our software applications (“Apps”) on various computing devices, including computers and mobile devices.
- Register for online account access.
- View or interact with our advertisements or other online content related to AGI7.
- Request information about our range of products and services.
- Participate in online surveys or provide feedback.
- Engage with us on social media platforms, websites, and applications that are managed by third parties.
- Submit employment applications to join our team.
- Provide services to us or on our behalf, whether as an employee of a service provider, a consultant, or through another form of business relationship.
“Website” or “Site” specifically refers to www.AGI7.ai and any other internet domains and online services operated by our organization, including mobile services and software.
You” and “your” collectively signify the users of our websites and services on AGI7.
Scope
This policy delineates our approach to information management and the choices available to you when utilizing our services at AGI7.
Regulations
At AGI7, our commitment to privacy and data security extends to various regulatory frameworks. For those engaging with us to explore, apply for, or secure financial products or services under the Gramm-Leach-Bliley Act (GLBA), we encourage a thorough review of our U.S. Consumer Privacy Notice. Additionally, individuals whose interactions fall under the scope of the California Privacy Rights Act of 2020 (CPRA) should take a moment to peruse our California Resident Privacy Disclosure.
External Parties
This policy is limited to our internal information practices and does not encompass the privacy policies of third-party entities or service providers outside our ownership or control. It also does not extend to our parent company, Prudential Financial, or its various subsidiaries. Different assurance affiliates may have supplementary privacy statements that complement this policy. We want to emphasize that we are not accountable for the information practices of third parties, including those operating websites or services linked through our platform. The inclusion of such links should not be construed as an endorsement by us or our affiliates. When navigating away from our services or interacting with third-party features, it is advisable to familiarize yourself with the relevant party’s privacy policies and terms of service to comprehend their data handling practices.
Furthermore, the data practices of other organizations, such as Facebook, Apple, Google, Microsoft, Bing, or any other app developer, app provider, social media platform provider, operating system provider, wireless service provider, or device manufacturer, do not fall under our purview. This includes any personal information disclosed directly to or enabled to be shared with other organizations as a result of your device or browser settings during your usage of the apps or social media pages.
Geography
AGI7‘s services are primarily designed for residents of the United States. They are not intended to subject us to the laws or regulations of any state, country, or territory outside the United States.
Children
Our services are tailored for individuals capable of exploring, applying for, or enrolling in the financial service products we offer. They are not directed at or intended for minors or children under the age of 16 who are not emancipated. We also do not knowingly collect personal information from minors.
How We Collect Information
At AGI7, we understand that collecting information is a fundamental aspect of providing the best possible service tailored to your specific needs. There are three primary methods through which we acquire this information: (1) your direct input; (2) automated technologies; and (3) collaboration with trusted sources. The information we gather is essential for delivering top-notch services to our valued clients, and we are committed to safeguarding your privacy and data security. Please be aware that if you choose not to provide the requested information, it may impact our ability to offer you the services you require.
Now, let’s delve into each of these three information collection categories:
1. Information You Provide to Us
Your interactions with AGI7 offer various opportunities for you to share information with us. Whether it’s through online forms, phone conversations, or other service-related channels, we are here to ensure a seamless experience. For instance, when you visit our website, we may request some basic details to generate a customized insurance quote. The information you provide falls into two main categories:
- Personal Information: This category encompasses data that directly identifies you, such as your name, postal address, email address, phone number, or other contact details.
- Non-Personal Information: Here, we refer to data related to you or your household that, in isolation, does not reveal your identity. It includes factors like gender, income, employment status, or products of interest. This category also encompasses data that has been aggregated in a way that conceals individual identities.
When non-personal information is combined with personal information, we handle it with the same care and security as if it were all personal information.
We kindly request that you refrain from sending us or disclosing any additional personal information unless explicitly required. This extra information could include things like government IDs, racial or ethnic background, political or religious beliefs, health information, biometric or genetic traits, or criminal history, even though these are not usually needed for us to provide our services.
If, in the course of using our services, you find it necessary to disclose personal information about others, you should ensure that you have the proper authorization to do so, allowing us and our service providers to use the data in accordance with our Privacy Policy. Your trust and the privacy of all individuals involved are of utmost importance to us.
2: Data Collection for AGI7
At AGI7, we understand the significance of data in enhancing your experience while using our services. We automatically gather certain information from your device or computer to improve your interaction with our platform. This information, which we refer to as “Usage Information” in the context of this Privacy Policy, forms the foundation of our commitment to providing you with tailored insights and recommendations, aligning with the core mission of AGI7.
In certain instances, we may merge usage information with personal information, and when this occurs, we handle the combined data as personal information.
Our collection of usage information encompasses four primary categories:
1. Device Information: We acquire details about your device, including your operating system, hardware model, application or browser type and version, browser settings, IP address, and unique identifiers associated with your device.
2. Activity Information: AGI7 automatically logs specific information, tracking your utilization of our services, interactions with our platform and advertisements, and data related to files or uploads within our services. This data encompasses activities such as button clicks, mouse movements, timestamps of access, visited pages, web beacons, as well as information concerning cookies and pixel tags. To delve deeper into the realm of tracking and analytics technologies, please refer to our dedicated section.
3. Information Used for Reidentification: We gather data aimed at reidentifying you across various browsing sessions and devices, essentially linking your ongoing session with prior ones.
4. Location Information: We may utilize certain data to estimate your location, including your IP address. Additionally, we may request access to location-based services on your device, which often provide GPS or Wi-Fi access point details.
We acknowledge your choice to configure your web browser preferences to either block, restrict, or notify you about specific information practices pertaining to usage information. On mobile devices, you also have the option to adjust your privacy and advertising settings, enabling you to control the level of relevance in the advertisements you receive. However, please be aware that making such adjustments may impact the functionality of certain aspects of our services, where we combine digital guidance with a human touch, potentially hindering our ability to provide you with a personalized and optimal experience.
3. Data Supplied by Third Parties for Enhanced Insights
In our endeavor to offer tailored product recommendations, we access information pertaining to you from external sources and various channels, which may comprise contracted entities, government databases, publicly available data, or authorized intermediaries. For instance, we may seek third-party data to validate the accuracy of your provided address, gain insights into your professional background, verify your identity as a legitimate user, or deter the submission of deceptive information. This process extends to cases where you willingly furnish third-party information and grant us permission to utilize it in crafting a personalized quotation on your behalf.
How We Utilize the Data We Gather
At AGI7, we leverage the information at our disposal, both from your input and third-party sources, to facilitate our B2B insurance services. Our objectives and commercial endeavors encompass the following:
1. Tailored Service Delivery: The data we gather allows us to provide a highly personalized service, from offering insurance quotes to processing transactions, maintaining your accounts or policies, and delivering exceptional customer support. We may also collect information while acting as a service provider for financial entities such as insurance carriers and financial institutions. Given the complexity of the products we offer, consumers rely on our guidance to pinpoint the solution that aligns with their unique needs and aspirations. The information we collect paints a comprehensive portrait of your requirements, enabling us to connect you with the ideal insurance product.
2. Enhancement and Troubleshooting: Constantly striving to enhance our services, we employ the data we accumulate for internal research, analysis, data analytics, modeling, and recommendation services. This information empowers us to refine the consumer experience, fine-tune the functionality of our services, and instantaneously match consumers with product recommendations. For instance, we may pre-load your information for convenience, even if you haven’t completed a previous web session.
3. Detection and Prevention of Malfeasance: Safeguarding your privacy and security is paramount. We employ the information we collect to identify, investigate, thwart, or address incidents, threats, and any misuse of personal data, as well as any potential threats to our systems. This encompasses activities like suspected theft, fraud, malicious actions, deception, or any breaches of our policies. Consequently, we may employ this data to verify your identity.
4. Communication and Advertising: Part of our commitment to personalized service is connecting you promptly with knowledgeable experts who can guide you through your service options. This involves reaching out to you about topics that may pique your interest, as well as marketing and advertising that aligns with your preferences. We also ensure that your inquiries are promptly addressed. For example, if you provide your phone number and email address and consent to communication from us, we may contact you to link you with one of our licensed insurance agents. You may also receive text messages and emails containing information about how to reach us, personalized marketing content, insights into your shopping journey, exclusive offers, and other pertinent financial services details.
5. Opting Out of Further Communication: We understand that the products we offer can be intricate, and consumers rely on our guidance. If you prefer not to be contacted further, kindly opt out of future communications. You can request to be included in our “Do Not Call” list, reply “STOP” to cease receiving text messages, unsubscribe from our email list, or utilize our Communication Opt-Out form.
6. Compliance with Legal Requirements: Our operations fall under stringent regulatory guidelines. Hence, we retain the right to access, utilize, preserve, transfer, or disclose your information as necessary to comply with applicable laws, respond to complaints, legal actions, or governmental requests, enforce our Terms of Service, safeguard our rights, privacy, safety, or property, or address similar matters. We may also enlist third-party services to monitor your interactions on our websites to meet our compliance and legal obligations.
7. Corporate Transition: In the event of corporate changes, such as a change of control, restructuring, or the sale or transfer of assets, we may employ, disclose, and transfer your information to a third party.
8. Other Disclosures: We may also use personal information for other purposes, which we will explicitly disclose at the time of data collection.
At AGI7, we take your privacy seriously and employ your information with the utmost care, ensuring that it serves your interests and enhances your B2B insurance experience.
Our Information Sharing Practices
At AGI7, our commitment to assisting businesses in meeting their insurance needs extends to collaborating with a network of trusted partners. We understand the importance of safeguarding your information while providing you with the best services possible. With your explicit consent, we may share the information you provide us with select partners for the purpose of enhancing your financial well-being.
Here’s an overview of how we may share your information in the context of your engagement with our services:
1. Strengthening Partnerships: We may share your information with our business and financial service partners, including reputable insurance carriers, to enhance and personalize the services we offer.
2. Reliable Service Providers: Our commitment to excellence extends to collaborating with third-party service providers who operate on our behalf. Your information may be shared with them to optimize your experience.
3. Effective Communication: To keep you informed about our services, we may share information with advertising networks, social media networks, and marketing affiliates. This includes joint marketing efforts and communication pertaining to your consents and preferences.
4. Empowering Choice: With your explicit permission, we may share your information with third-party partners. These partners could include other insurance agencies, insurance carriers, financial service providers, or entities that facilitate connections with financial service providers. They may contact you based on your provided consent.
5. Corporate Transitions: In the event of a corporate change, such as a change of control, restructuring, or sale of assets, we may disclose and transfer your information to a third party as part of the transition process.
6. Legal Obligations: We maintain the right to transfer or disclose your information to third parties for specific legal reasons, as outlined in our policies.
Rest assured, we prioritize the security and confidentiality of your information while collaborating with our valued partners to provide you with exceptional services. Your trust is of paramount importance to us, and we are dedicated to upholding the highest standards of data privacy and protection.
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To provide personalized Services to you |
To improve and debug our Services |
To detect, investigate, and prevent fraud, misuse, or malicious activities |
To communicate with you |
As required by governing law and for legal reasons |
As Part of a Corporate Change |
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Business and Financial Service Partners |
X |
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X |
X |
X |
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Third Parties: Service Providers acting on our behalf |
X |
X |
X |
X |
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Third-Parties: Marketing Affiliates |
X |
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X |
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Other Third-Parties |
X |
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X |
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Governmental or other public authorities (e.g., regulators, law enforcement) |
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X |
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X |
X |
Tracking and Analytics Technologies for AGI7
In our digital landscape, the efficient operation and enhancement of our services depend on various technologies that enable us to collect and manage data related to your interactions with AGI7. These encompass a range of tools, including cookies, browser storage, web beacons, and other tracking mechanisms.
Cookies: These unobtrusive data packets are a fundamental component of our online platform, designed to store small amounts of information concerning your engagement with our website. Think of them as tags that identify your device without revealing your personal identity. Cookies record data like the web pages you visit, the ads you engage with, and your browser preferences.
Pixel Tags: Often referred to as clear GIFs or web beacons, pixel tags are strategically placed on select pages of our website. When you access our services, these pixel tags generate a generic notification of your visit. They generally work in tandem with cookies, aiding in tasks such as recognizing when a specific device visits a particular page. If you choose to disable cookies, pixel tags will simply note an anonymous visit.
At AGI7, we leverage cookies and pixel tags for several purposes, including:
1. Enhancing Customer Service: We use these technologies to provide you with a more personalized and efficient customer service experience.
2. Analyzing User Engagement: By tracking visitor interactions, we gain insights into how our users navigate and utilize our services, allowing us to make data-driven improvements.
3. Evaluating Advertising Effectiveness: Our use of these tools extends to assessing the performance of our advertisements on external websites.
4. Identifying Areas for Enhancement: We pinpoint areas of our platform that may require refinement or enhancement.
5. Improving Website Functionality: These technologies aid in enhancing the navigation and functionality of our services.
6. Securing User Sessions: For those accessing password-protected areas, cookies help maintain secure sessions.
7. Personalizing the User Experience: We employ cookies and pixel tags to tailor your experience by offering relevant articles and educational materials.
Please note that we currently do not respond to browser do-not-track signals. If you prefer not to have information collected through the use of cookies, most browsers offer the option to automatically decline cookies or to choose whether to accept or decline specific cookies from a particular website. For additional guidance on managing cookies, you can visit [All About Cookies](https://www.allaboutcookies.org/manage-cookies/index.html). However, it’s important to be aware that refusing cookies may result in some inconvenience when using our services and could affect the relevance of advertising and offers based on your interests.
Online Advertising:
At AGI7, as well as with our trusted business partners, we may utilize unique cookies and similar technologies within your browser to gather insights into your interactions with our website. This data encompasses not only your use of our services but also your online activities across various websites and over time. We use this information to serve you interest-based and behavioral advertisements as you navigate the internet.
To learn more about this practice and explore options for opting out, please review the following resources:
- Digital Advertising Alliance (DAA): To opt-out of online behavioral advertising by DAA participating companies in the United States, visit [DAA Choices](DAA Choices) and [DAA AppChoices](DAA AppChoices).
- Network Advertising Initiative (NAI): To opt-out of the use of information about your online activities for online behavioral advertising by NAI member companies, visit [NAI](NAI). Please keep in mind that even if you opt out, you may still receive non-customized advertisements based on your activity information.
- Global Privacy Control: To opt-out of the sale and sharing of information for behavioral advertising, visit [Global Privacy Control](Global Privacy Control).
Analytics:
Our website also integrates analytics tools to enhance your experience and optimize our services. Here are some of the tools we use:
- Google Analytics: This service employs cookies and similar technologies to gather data on how visitors engage with our services. The insights help us compile reports and make continual improvements. Google Analytics may also collect information about your interactions with other websites, apps, and online resources. You can explore Google’s data practices [here](https://www.google.com/policies/privacy/partners) and opt out by downloading the [Google Analytics opt-out browser add-on](https://tools.google.com/dlpage/gaoptout).
- Third-Party Analytics Tools: We also leverage third-party analytics tools, including Verisk Analytics, ActiveProspect, Jornaya, LogRocket, Datadog, Microsoft Clarity, and Google Tag Manager, to track page content and monitor activities like clicks, touches, movements, scrolls, and keystrokes.
At AGI7, we are committed to maintaining transparency in our data collection and usage practices while ensuring your privacy is respected. Your experience with our platform is of the utmost importance, and these technologies enable us to tailor and improve it continually. If you have any questions or concerns about our tracking and analytics technologies, please don’t hesitate to reach out to us.
How We Safeguard Your Data at AGI7
At AGI7, safeguarding your information is our utmost priority. We employ a comprehensive set of administrative, technical, and physical security measures to protect your personal data from evolving threats. While we take every precaution to ensure the safety of your information within our organization, it’s important to note that no data transmission over the Internet or storage system can be guaranteed to be entirely foolproof.
To maintain the security of your data, we strongly advise against using unsecured channels to transmit personal information through our services. If you ever have concerns about the security of your interactions with us, please don’t hesitate to notify us using the contact methods provided below.
Retention of Your Data
At AGI7, we retain your personal information only for as long as it’s necessary or permitted, considering the purpose for which it was collected and in compliance with applicable laws.
Updating Your Information
Should you need to update the information associated with your AGI7 account, you have several convenient options:
1. Contact us at:
2. Use the telephone number associated with the specific online form
3. Send us a message anytime at: contact@AGI7.ai
Changes to Our Privacy Policy
Our privacy policy at AGI7 is effective as of January 2023. We reserve the right to make updates to this policy as needed. Any modifications to our privacy policy will be clearly indicated within the policy, including the date of the last update. By continuing to use our services after these changes, you signify your acceptance of the revised privacy policy.
Contact Us
Thank you for taking the time to review our privacy practices at AGI7. If you have any questions or concerns about this policy, please feel free to reach out to us via email at privacy@AGI7.ai. Your data security and peace of mind are of utmost importance to us.